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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Ideal card for your needs

Great card for me who’s credit rating wasn’t perfect Reviewed on: 10th January 2024

nothing but great things easy application amd simple...

nothing but great things easy application amd simple affordable repayments Reviewed on: 10th January 2024

I'm taxi driver and I like what I doing.

I'm taxi driver and I like what I doing. Thank you Reviewed on: 10th January 2024

Never had any problems brilliant service definitely...

Never had any problems brilliant service definitely recommend to anyone Reviewed on: 10th January 2024

I have a credit card from Zopa

I have a credit card from Zopa and so far I'm very satisfied with the product and the support. The app is very easy to use and provides most of the information needed. A while ago I've forgotten my pin number and I've received all de help needed to find it out and to be able to change it to something that is easier to remember for me. Reviewed on: 10th January 2024

Interest rate good compare to other credit cards.

Interest rate good compare to other credit cards. Reviewed on: 10th January 2024

I have had only positive experiences with zopa

I have had only positive experiences with zopa Reviewed on: 10th January 2024

Very easy to use and great app

Very easy to use and great app giving you total control. Reviewed on: 10th January 2024

The credit card experience

It has been a life changing experience and really helped me out really as had a big problem with the car I hoe in the future I can extend the credit limit and I will keep using the Zopa credit card for my advantage Reviewed on: 10th January 2024

Excellent credit card service.

Excellent credit card service. Strongly recommend Reviewed on: 10th January 2024

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