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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Very easy to apply, quick response, efficient, excel...

Very easy to apply, quick response, efficient, excellent service and support, good interest rates, thank you Zopa Reviewed on: 10th January 2024

Keeps you in control

The app is easy to use and regular notifications help me stay on top of things. Reviewed on: 10th January 2024

A great company

I had some issues over the arrival of my Zopa credit card but the customer service department sorted out my problem quickly and efficiently. They were easy to talk to and very polite. Reviewed on: 10th January 2024

Very happy overall with the service

Very happy overall with the service Reviewed on: 10th January 2024

Zopa Credit Card

Nice company to do business with. Reviewed on: 10th January 2024

Excellent experience.

Excellent experience. Great company Reviewed on: 10th January 2024

Best card to have easy to use good all round...

Best card to have easy to use good all round Reviewed on: 10th January 2024

Amazing app and features 5/5

Excellent app. Good persoalised insights and offers. Variety of products offered eg. Savings account. Bill switchers section to help you save money. Good customer service. Reviewed on: 10th January 2024

They are great explanations all the way

They are great explanations all the way Reviewed on: 10th January 2024

Brilliant

So easy to apply .Everything explained in emails easy to understand haven’t used customer service I’ve never needed to perfect in every way Reviewed on: 10th January 2024

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