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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

not much to say really only that I haven’t had any p...

not much to say really only that I haven’t had any problems Reviewed on: 10th January 2024

Number 1 for me

Very Very happy with the card, easy to use and accepted everywhere Reviewed on: 10th January 2024

I’m delighted to have Zopa credit card because I use...

I’m delighted to have Zopa credit card because I use it for my daily shopping Reviewed on: 10th January 2024

Great 123

Brilliant service and great credit card company Reviewed on: 10th January 2024

No complaints happy with the service

No complaints happy with the service Reviewed on: 10th January 2024

Everything is easy

Everything is easy the app is easy to use. Everything is explained and customer svs is excellent Reviewed on: 10th January 2024

I have been with zopa about 12 months now and find t...

I have been with zopa about 12 months now and find there app and reminder emails great the app is straight forward so find it simple to use and a great service and help Reviewed on: 10th January 2024

Easy website to navigate and an excellent product

Easy website to navigate and an excellent product Reviewed on: 10th January 2024

Zopa credit card tops all.

Zopa credit card is good value for money..It is the best card I've ever had. No hidden charges when you make purchases and their customer service is very efficient. I therefore recommend Zopa credit card to everyone. Reviewed on: 10th January 2024

Friendly & Helpful staff !

Friendly & Helpful staff ! Very knowledgeable & understanding! Reviewed on: 10th January 2024

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