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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very happy overall with the service

Very happy overall with the service Reviewed on: 10th January 2024

Zopa Credit Card

Nice company to do business with. Reviewed on: 10th January 2024

Excellent experience.

Excellent experience. Great company Reviewed on: 10th January 2024

Best card to have easy to use good all round...

Best card to have easy to use good all round Reviewed on: 10th January 2024

Amazing app and features 5/5

Excellent app. Good persoalised insights and offers. Variety of products offered eg. Savings account. Bill switchers section to help you save money. Good customer service. Reviewed on: 10th January 2024

They are great explanations all the way

They are great explanations all the way Reviewed on: 10th January 2024

Brilliant

So easy to apply .Everything explained in emails easy to understand haven’t used customer service I’ve never needed to perfect in every way Reviewed on: 10th January 2024

To noch credit

Easy to use app, customer service has always been excellent never had issues, offer more when available and ask if you want more credit added Reviewed on: 10th January 2024

Easy to deal with, from application to setting up th...

Easy to deal with, from application to setting up the app Reviewed on: 10th January 2024

Haven’t got a bad thing to say about them would high...

Haven’t got a bad thing to say about them would highly recommend Reviewed on: 10th January 2024

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