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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I feel as if Zopa are actively looking out for me an...

I feel as if Zopa are actively looking out for me and my finances, such is their engagement, communication and tools on the app. Reviewed on: 10th January 2024

Good communication helpful company

Good communication helpful company Reviewed on: 10th January 2024

The best credit card

Quick & efficient and easy to use Reviewed on: 10th January 2024

How credit cards and companies should be

Clear APR and T&C's, easy to us app Reviewed on: 10th January 2024

Very easy to apply for

Very easy to apply for and I got accepted in under 30 seconds Reviewed on: 10th January 2024

Not expensive, reasonable interest rates, help in ev...

Not expensive, reasonable interest rates, help in every day activities Reviewed on: 10th January 2024

The best

Hello I am satisfied with my zopa credit card! Quick answer no hidden fees! Reviewed on: 10th January 2024

You know where you are with this company

You know where you are with this company Reviewed on: 10th January 2024

All good, very quick and comfortable

All good, very quick and comfortable Reviewed on: 10th January 2024

Great offers and all round app friendly and easy to...

Great offers and all round app friendly and easy to use Reviewed on: 10th January 2024

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