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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

excellent service from the team and company

excellent service from the team and company Reviewed on: 10th January 2024

You get what you ask for the sum borrowed send you o...

You get what you ask for the sum borrowed send you out the card within 1-3 days easy access to the app to take control of what you need to Reviewed on: 10th January 2024

Seems to be well organised company.

Seems to be well organised company. Reviewed on: 10th January 2024

Just feel there helpful and understanding

Just feel there helpful and understanding Reviewed on: 10th January 2024

Very professional and friendly, the app is easy to use.

Very professional and friendly, the app is easy to use. Reviewed on: 10th January 2024

Simply the best credit card I've had

Their app is user friendly, easy to manage, you can lonk bank account tok which is very handy, their customer service is fantastic and friendly., the correspondence emails and alerts are amazing. Reviewed on: 10th January 2024

Great service Zopa.

Having used other Companies I find Zopa interested in me as a customer they are informative about products and options available to me. Very helpful Reviewed on: 10th January 2024

Very helpfully

Zopa appears exactly when you need a push in your finances! Reviewed on: 10th January 2024

Super service great app

Super service very easy to apply and the app is great Reviewed on: 10th January 2024

I am very happy with the service I have received so...

I am very happy with the service I have received so far from zopa. Reviewed on: 10th January 2024

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