Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa was easy to apply for and keeps you up to date...

Zopa was easy to apply for and keeps you up to date with your card, payments etc. Reviewed on: 10th January 2024

The best credit card available.

Excellent from application process through to managing your card. The mobile app is excellent, as is customer service. Easy, straightforward management tools in the app make it clear to understand your spending. Reviewed on: 10th January 2024

The application was easy to fill out.

The application was easy to fill out. Very quick answer Reviewed on: 10th January 2024

excellent experience easy to use and access.

excellent experience easy to use and access. Reviewed on: 10th January 2024

They have given me a chance to prove I can control m...

They have given me a chance to prove I can control my finances Reviewed on: 10th January 2024

my Zopa bank I have no worries about Zopa

Great bank I don't have any worries about Zopa Reviewed on: 10th January 2024

Great service

Zopa listens to your needs and shows real understanding and empathy. Very positive and customer focussed Reviewed on: 10th January 2024

Excellent customer service , helpful and knowledgea...

Excellent customer service , helpful and knowledgeable staff who have a caring attitude . Reviewed on: 10th January 2024

Easy, simple friendly process, friendly customer ser...

Easy, simple friendly process, friendly customer services, a great card to apply for, and great for building credit rating. Reviewed on: 10th January 2024

Excellent service would highly recommend

Excellent service would highly recommend Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Rewards Credit Card
from Lloyds Bank 4.17 from 14 reviews
Credit card
from Vanquis 4.39 from 598 reviews
Balance Transfer Credit Card
from Halifax 4.52 from 63 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub