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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

No hassle very easy to deal with

No hassle very easy to deal with Reviewed on: 10th January 2024

Easy and simple

Never had any problems, always easy and simple to use Reviewed on: 10th January 2024

Easy to apply and set up

Easy to apply and set up, no issues when using or repaying via app etc Reviewed on: 10th January 2024

First class company

This credit card company are here to help the customer and there services are first class Reviewed on: 10th January 2024

Very easy to apply and quick response of approval.

Very easy to apply and quick response of approval. Reviewed on: 10th January 2024

Best credit card

Never had any issues since getting my credit card and the app is so easy to use Reviewed on: 10th January 2024

Excellent card to have in your wallet

Quick and easy application I have the app on my phone which is easy to navigate and understand Reviewed on: 10th January 2024

Day living

Good credit card tha help day to day living. Reviewed on: 10th January 2024

Great communication and great lender

Great communication and great lender Reviewed on: 10th January 2024

Applied for a credit card within 15 mins i was excep...

Applied for a credit card within 15 mins i was excepted and card came within 5 days and very happy with the service they are providing Reviewed on: 10th January 2024

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