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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great Service & Easy to Use

I have found Zopa very easy to use and always find I have any questions answered quickly. Reviewed on: 10th January 2024

Absolutely greT company, helped me to build my ratin...

Absolutely greT company, helped me to build my rating in a responsible way Reviewed on: 10th January 2024

Always been very helpful to me and gave me a credit...

Always been very helpful to me and gave me a credit card with no problem. Reviewed on: 10th January 2024

Good company

I had an easy experience to apply and to be accepted Reviewed on: 10th January 2024

Zopa are very friendly and helpful.

Zopa are very friendly and helpful. Also the app is easy to use and pay your bill. Reviewed on: 10th January 2024

Excellent customer service and they make my credit b...

Excellent customer service and they make my credit borrowing experience easy Reviewed on: 10th January 2024

My Zopa card is a great card and serves me well.

My Zopa card serves me well. I often tend to use it for grocery shopping. Most places accept it and those that dont I use it via a multi card payment system called Curve.. The app is really useful as well. I know when I needed to contact someone a while ago I did so via the app and the support provided was really good. So pleased I have it and would highly recommend it to anyone Reviewed on: 10th January 2024

Very easy and clear to use credit.

Very easy and clear to use credit. The app is very easy to use, I like the idea of insights and how it can highlight how much you are spending. Reviewed on: 10th January 2024

Very well managed and communication is always brilli...

Very well managed and communication is always brilliant and you know what you spend spend and what your repayments will be. Zopa is awalys fair and they also will only give you credit that you can afford. Reviewed on: 10th January 2024

Amazing company

Customer service is top notch very quick and helpful to support with any query. Never pushy with increases and you always have the option to decline or accept great great company Reviewed on: 10th January 2024

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