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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Amazing Very good experience

Very good experience excellent communication Reviewed on: 10th January 2024

very good

Good low interest rates and serious Reviewed on: 10th January 2024

I think it's a good credit card.

I think it's a good credit card. Personally, it has helped me a lot. Reviewed on: 10th January 2024

Perfect service, always happy to help to them new or...

Perfect service, always happy to help to them new or existing clients Reviewed on: 10th January 2024

Excellent service and great products

Excellent service and great products Reviewed on: 10th January 2024

Perfection

Excellent service I’ve told lots of friends and family about it thanks so much Reviewed on: 10th January 2024

Easy to use, good communications,

Easy to use, good communications, cleaer and understanable statements. App allows me to take control of my spending Reviewed on: 10th January 2024

Great Service & Easy to Use

I have found Zopa very easy to use and always find I have any questions answered quickly. Reviewed on: 10th January 2024

Absolutely greT company, helped me to build my ratin...

Absolutely greT company, helped me to build my rating in a responsible way Reviewed on: 10th January 2024

Always been very helpful to me and gave me a credit...

Always been very helpful to me and gave me a credit card with no problem. Reviewed on: 10th January 2024

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