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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

They are very helpful .

They are very helpful . With any questions you have Reviewed on: 10th January 2024

Very easy to deal with easy to make a payment very k...

Very easy to deal with easy to make a payment very knowledgeable staff to help you if you need it Reviewed on: 10th January 2024

No problems, easy to use.

No problems, easy to use. ALways know where I am with it Reviewed on: 10th January 2024

Best credit card company

The service was good. Great response to inquiries with prompt service. Reviewed on: 10th January 2024

Nothing is to much trouble

Always there to support the customer Reviewed on: 10th January 2024

Great company, service and products.

Great company, service and products. Reviewed on: 10th January 2024

Easy application, easy to use app and everything abo...

Easy application, easy to use app and everything about the service was excellent Reviewed on: 10th January 2024

Zopa have been amazing, the credit has helped me lea...

Zopa have been amazing, the credit has helped me leaps and bounds especially over the Christmas period and when an unexpected bill arrises. I have recommended you to several of my friends and family. Thank you Zopa. Reviewed on: 10th January 2024

Easy simple helpful great

Easy simple helpful always great Reviewed on: 10th January 2024

Nice, easy, honest company

Nice, easy, honest company what you see is what you get very helpful. Reviewed on: 10th January 2024

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