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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent service

Excellent service very good customer service Reviewed on: 10th January 2024

Mr carman

When I applied had the descion in no time at all and up my credit limit which helps I'm very pleased indeed with everyone have told loads of my friends to apply Reviewed on: 10th January 2024

Great card and easy to apply for

Great card and easy to apply for Reviewed on: 10th January 2024

Easy to set up and use.

Easy to set up and use. Great customer service when i've needed it Reviewed on: 10th January 2024

Great service

Fast and reliable and the staffs are good Reviewed on: 10th January 2024

Very easy to use,friendly services and support.

Very easy to use,friendly services and support. Reviewed on: 10th January 2024

Very good costumer service and easy to use the app.

Very good costumer service and easy to use the app. Reviewed on: 10th January 2024

Responsible knowledgeable lenders

A very professional fair and great company I have had a loan with them before and now have a credit card they are very knowledgeable and respectful responsible company well done Reviewed on: 10th January 2024

Great service and easy to use app

Great service and easy to use app Reviewed on: 10th January 2024

Excellent service and value for money

Excellent service and value for money Reviewed on: 10th January 2024

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