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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great company very helpful customer service and the...

Great company very helpful customer service and the app is easy to use Reviewed on: 10th January 2024

Excellent service and friendly people

Excellent service and friendly people Reviewed on: 10th January 2024

Excellent in every way , very competitive with regar...

Excellent in every way , very competitive with regards to other lenders , excellent app easy to navigate would recommend to anyone. Reviewed on: 10th January 2024

Very helpful customer service and very efficient in...

Very helpful customer service and very efficient in resolving any customer queries. Reviewed on: 10th January 2024

Great company fair and professional

Great company fair and professional Reviewed on: 10th January 2024

Always helpful, best credit card I have had, they of...

Always helpful, best credit card I have had, they offer generous increases in credit for customers that pay on time. Been with them for quite some time and haven’t encountered any problems, would recommend. Reviewed on: 10th January 2024

Excellent and perfect in every way

Excellent and perfect in every way Reviewed on: 10th January 2024

Excellent customer service.

Excellent customer service. Easiest credit card to use and easiest app to use. Would recommend this to anyone who is looking for a great deal with Zopa. Reviewed on: 10th January 2024

Zopa makes managing your account straightforward

Zopa keep you informed at every stage from application to management of your account. Reviewed on: 10th January 2024

Great credit card

Great card never any issues with a great app Reviewed on: 10th January 2024

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