Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good card app is good and wot I pay go's on the same...

Good card app is good and wot I pay go's on the same day love it Reviewed on: 10th January 2024

Great responsible lender

They are a fair and responsible lender with help in app to build your credit rating and advice on how to become credit smart Reviewed on: 10th January 2024

very good and excelent,i had a good experience with...

very good and excelent,i had a good experience with my zoopa card this is really a good card. Reviewed on: 10th January 2024

Straight foreward and easy to use.

Straight foreward and easy to use.mobile app easy to download and access Reviewed on: 10th January 2024

First class service always available to answer any q...

First class service always available to answer any questions.The app keeps you well informed. Reviewed on: 10th January 2024

Customer experience is slightly lacking.

Customer experience is slightly lacking. Not very helpful. Reviewed on: 10th January 2024

I find Zopa very easy to use .

I find Zopa very easy to use . The app is very useful to . I’ve never had any problems with it all it’s so straightforward.ive rang customer service once and there very helpful and there to help you understand more if you need them Reviewed on: 10th January 2024

Top card

Easy to use great card easy to use app Reviewed on: 10th January 2024

great fast service and when paying back to money len...

great fast service and when paying back to money lent goes bavk on your card on other credit card does this Reviewed on: 10th January 2024

Excellent service, easy to use and accepted the worl...

Excellent service, easy to use and accepted the world over. Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fluid Credit Card
from NewDay 3.61 from 105 reviews
Credit card
from Yonder 4.85 from 952 reviews
Credit Card
from American Express 3.50 from 127 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub