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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great card

Great card helps me spread the cost easily. Any problems customer services are always at the end of the phone. I’ve had no problems with credit increases either. Apr isn’t too much when borrowing on the card. Reviewed on: 10th January 2024

Professional and friendly.

Professional and friendly. Easy access keeping you informed of everything you need to know. Reviewed on: 10th January 2024

Very nice people and I love the credit card

Very nice people and I love the credit card Reviewed on: 10th January 2024

Easy to use app...

Easy to use app , different sections to keep you on top of your finiances Reviewed on: 10th January 2024

Great experience thanks.

Great experience thanks. Will reccomend to others and have already told some ot my friends. Reviewed on: 10th January 2024

Never had a problem Hassle free credit card

Never had a problem everything explained well and they keep in touch and easy to get hold of Reviewed on: 10th January 2024

They are very helpful and professional

They are very helpful and professional Reviewed on: 10th January 2024

I have not had any bad experience since I joined the...

I have not had any bad experience since I joined the company Reviewed on: 10th January 2024

Great credit card company:) had no problems at all u...

Great credit card company:) had no problems at all using card at home and abroad Reviewed on: 10th January 2024

Excellent nice people to phone well manner

Excellent nice people to phone well manner Reviewed on: 10th January 2024

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