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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Give a respectable credit limit, good rate of intere...

Give a respectable credit limit, good rate of interest and sufficient time to pay. Reviewed on: 8th January 2024

Nice , Quick for help , Staff freindly

Nice , Quick for help , Staff freindly Reviewed on: 8th January 2024

Easy to use..

Easy to use, easy to set up and the app is great to use. Reviewed on: 8th January 2024

Excellent experience,straight forward process

Excellent experience,straight forward process Reviewed on: 8th January 2024

Just overall happy with credit card

Just overall happy with credit card Reviewed on: 8th January 2024

Good easy to use app and clear ststements

Good easy to use app and clear ststements Reviewed on: 8th January 2024

Zopa is a company that is easy to work with.

Zopa is a company that is easy to work with. I qualified for a credit card and so far my experience with them has been great. I also have a Smart Saving Hub account and it is very easy to open an account, deposit money and save. Reviewed on: 8th January 2024

Lovely company very helpful and nice staff

Lovely company very helpful and nice staff Reviewed on: 8th January 2024

Always looking after customers

Always looking after customers to make sure always affordable Reviewed on: 8th January 2024

Good so far

Happy with the service, been a customer for over a year Reviewed on: 8th January 2024

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