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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Perfect Bank with Petfect App

Perfect to deal with no hassle at all. Very clear and upfront with charges. Easy app which is very customer focused and friendly to use: not had to call customer service because of this. Would highly recommend to family and friends. Been using Zopa Bank Credit Card for around a year I wish I had known about them a couple of years ago tbh. The Banking app and Credit Card are very secure to use. A pleasure to use and be with. A1 Reviewed on: 8th January 2024

Excellent customer service.

Excellent customer service, prompt response to queries Reviewed on: 8th January 2024

Excellent app, easy to use and very quick!

Excellent app, easy to use and very quick! Personally love that their are no surcharges for using the card for purchases in any country in the world. Reviewed on: 8th January 2024

Very friendly customer service apps easy to use the...

Very friendly customer service apps easy to use they keep up date when your limited Reviewed on: 8th January 2024

Excellent company

Easy to use app plus when I’ve contacted them they have been very quick to respond Reviewed on: 8th January 2024

i was really poor with money before i was accepted m...

i was really poor with money before i was accepted me for a credit card .how that has changed they provided clear information and always keep you aware of your spending .they are interactive and dare i say it they are fun .Thankyou Reviewed on: 8th January 2024

Got no complaints very happy with the service

Got no complaints very happy with the service Reviewed on: 8th January 2024

Give a respectable credit limit, good rate of intere...

Give a respectable credit limit, good rate of interest and sufficient time to pay. Reviewed on: 8th January 2024

Nice , Quick for help , Staff freindly

Nice , Quick for help , Staff freindly Reviewed on: 8th January 2024

Easy to use..

Easy to use, easy to set up and the app is great to use. Reviewed on: 8th January 2024

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