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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Recommended!

I’ve never had any issues with Zopa and when I lost my card it was simple and efficient to change using the app! Reviewed on: 8th January 2024

A very informative and very efficient Credit Card...

A very informative and very efficient Credit Card service. Immediate payments and notifications such as Payment Receipts. Reviewed on: 8th January 2024

No problems is a good sign of competence comment...

I have had no problems so it’s difficult to comment except to say that having no problems is a clear reflection of Zopa’s efficiency and good service. Reviewed on: 8th January 2024

after completing my iva i needed to rebuild

after completing my iva i needed to rebuild my credit and zopa gave me that chance Reviewed on: 8th January 2024

Easy to use app and timly text message updates

Easy to use app and timly text message updates Reviewed on: 8th January 2024

Excellent service and very easy to use app which kee...

Excellent service and very easy to use app which keeps you on track Reviewed on: 8th January 2024

Great usability

Easy to apply and set up. Easy to use app - everything in one place. Great usability Reviewed on: 8th January 2024

Zopa is very good and very helpful for us.

Zopa is very good and very helpful for us.his services is very good Reviewed on: 8th January 2024

***** amazing value , we need more zopas

***** amazing value , we need more zopas Reviewed on: 8th January 2024

Excellent credit card

Excellent products ,helpful for improving your credit score Reviewed on: 8th January 2024

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