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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

I got my credit card to build up my credit status.

I got my credit card to build up my credit status. Service has been very good Reviewed on: 8th January 2024

Excellent product and service the app is easy to use

Excellent product and service the app is easy to use Reviewed on: 8th January 2024

Zopa are a great company

Zopa are a great company and as well as a credit card I have savings thanks to the 7 day notice account. They are a great company. Reviewed on: 8th January 2024

Best loan and card provider

Also had a loan and the service was amazing Reviewed on: 8th January 2024

Easy to use online service, with saving access as we...

Easy to use online service, with saving access as well . Reviewed on: 8th January 2024

Great product helped when I needed it.

Great product helped when I needed it. Good customer service and no hassle Reviewed on: 8th January 2024

I am very pleased with the terms Zoopa offers and th...

I am very pleased with the terms Zoopa offers and that they are so flexible when it comes to repayment Reviewed on: 8th January 2024

Clear , honest , easy app ,, very straightforward in...

Clear , honest , easy app ,, very straightforward informative app , and emails ,, always up to date Reviewed on: 8th January 2024

Quick easy simple and not overpriced.

Quick easy simple and not overpriced. Reviewed on: 8th January 2024

Go to credit card for me

I have had a Zopa credit card and also savings account for 18 months now and am very happy with these products Thankyou zopa Reviewed on: 8th January 2024

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