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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent credit builder card and professional servi...

Excellent credit builder card and professional service from the team. Reviewed on: 8th January 2024

Best card ever

I think this is the best card I have ever had Reviewed on: 8th January 2024

Very easy to navigate App, Great range of products,...

Very easy to navigate App, Great range of products, customer service is fantastic, I've never had to wait very long to speak to a real person. Reviewed on: 8th January 2024

Good card you can manthy hole balce or you can...

Good card you can manthy hole balce or you can pay Reviewed on: 8th January 2024

Great customer support happy customer

Great customer support called for support on investment Reviewed on: 8th January 2024

Great company

Great company and good to help when I was scammed and thought I would loose all my savings they helped so much thank you Reviewed on: 8th January 2024

Great service

Great customer service. Zopa provide prompt and efficient customer care Reviewed on: 8th January 2024

Great credit card provider and offer saving options...

Great credit card provider and offer saving options on your card app very glad I went with zopa.... Offer regular credit limit increases if you want it.... no complaints at all Reviewed on: 8th January 2024

I’ve not had any need to contact customer service bu...

I’ve not had any need to contact customer service but I can keep an eye on my spending also on my savings too Reviewed on: 8th January 2024

Very impressive and easy to use service.

Very impressive and easy to use service. Reviewed on: 8th January 2024

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