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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa are a step in the right direction

I have a credit card, zopa sends me A message that lets me know exactly what's going on within the zopa network, any changes or issues that might benefit me, I will continue to use zopa as I'm happy with the service they provide Reviewed on: 8th January 2024

Very good so far no problems relief good app good s...

Very good so far no problems relief good app good service good communication Reviewed on: 8th January 2024

Great! Easy to use

Great!!! Easy to use app to keep track of Reviewed on: 8th January 2024

Great app that’s very informative and easy to use.

Great app that’s very informative and easy to use. Reviewed on: 8th January 2024

Good all round never had a problem

Good all round never had a problem Reviewed on: 8th January 2024

Excellent company

Easy to apply for and excellent customer service Reviewed on: 8th January 2024

Fast payments

When I pay it’s instant and doesn’t take 2-3 days to clear. Reviewed on: 8th January 2024

Very nice and fast!

Very nice and fast!!! I can use it for online shopping or pay bills and another things. Reviewed on: 8th January 2024

Suuuuper

Everything good Nice guick service Reviewed on: 8th January 2024

Been a good experience.

Been a good experience. Easy to manage funds Reviewed on: 8th January 2024

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