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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy application, fab app no fuss shows what's needed.

Easy application, fab app no fuss shows what's needed. Reviewed on: 8th January 2024

I have had a no problem relationship with Zopa and l...

I have had a no problem relationship with Zopa and look forward to many more years with them Reviewed on: 8th January 2024

They listen...

They gave me a chance and I will be forever grateful Reviewed on: 8th January 2024

easy understandable site.

easy understandable site. accepted with poor rating Reviewed on: 8th January 2024

Awesome product and excellent service.

Awesome product and excellent service. I’ve never had any issues with Zopa. I thoroughly recommend them. Reviewed on: 8th January 2024

Great and easy to use app.

Great and easy to use app. I can’t fault it in any way. And has very helpful features. Reviewed on: 8th January 2024

Just amazing, no issue, very efficient service

Just amazing, no issue, very efficient service Reviewed on: 8th January 2024

long time customer

I use both the credit card and savings, Have had previous loans with Zopa. Excellent customer service, excellent app as well. Banking as it should be Reviewed on: 8th January 2024

I've always found Zopa to be easy and use friendly...

I've always found Zopa to be easy and use friendly Reviewed on: 8th January 2024

Great company

Always there to help whenever needed & I'm really happy with the service they provide Reviewed on: 8th January 2024

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