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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent service easy app to use fast payment system

Excellent service easy app to use fast payment system Reviewed on: 9th January 2024

Easy to use app and savings , it sends statements an...

Easy to use app and savings , it sends statements and instant payments get recognised and credited to your account in good time Reviewed on: 9th January 2024

I havent had much experience from the customer servi...

I havent had much experience from the customer service side, but i have had a credit card with them for a while, and i like the individual aspects located in the app. Reviewed on: 8th January 2024

Deposits

When making a payment to my account it goes on instantly, my experience with other cards is less so Reviewed on: 8th January 2024

Very easy to deal with

Very easy to deal with great customer service, a very user friendly app. Reviewed on: 8th January 2024

Fantastic, easy to use app.

Fantastic, easy to use app. Everything simply laid out with transparency abpit interest etc all the way through. Couldn't be happier with my card and savings accounts. Looking forward to a current account maybe??? Reviewed on: 8th January 2024

Great card and service always the more you spend the...

Great card and service always the more you spend the more you save Reviewed on: 8th January 2024

Super easy too use.

Super easy too use. Fantastic features, including locking card. Very easy to keep track of spending on the app. Reviewed on: 8th January 2024

Very easy app to use and good service

Very easy app to use and good service Reviewed on: 8th January 2024

Great customer service and a great product

Great customer service and a great product Reviewed on: 8th January 2024

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