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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent experience,straight forward process

Excellent experience,straight forward process Reviewed on: 8th January 2024

Just overall happy with credit card

Just overall happy with credit card Reviewed on: 8th January 2024

Good easy to use app and clear ststements

Good easy to use app and clear ststements Reviewed on: 8th January 2024

Zopa is a company that is easy to work with.

Zopa is a company that is easy to work with. I qualified for a credit card and so far my experience with them has been great. I also have a Smart Saving Hub account and it is very easy to open an account, deposit money and save. Reviewed on: 8th January 2024

Lovely company very helpful and nice staff

Lovely company very helpful and nice staff Reviewed on: 8th January 2024

Always looking after customers

Always looking after customers to make sure always affordable Reviewed on: 8th January 2024

Good so far

Happy with the service, been a customer for over a year Reviewed on: 8th January 2024

Easy and hassle free

Easy and hassle free, straight forward online completion and communication as I'm deaf this suits me perfectly. Reviewed on: 8th January 2024

I find the services amazing.

I find the services amazing..quite straight forward and easy to use..I can't fault the service Reviewed on: 8th January 2024

Good Journey

Experience has been very pleasing and an easy journey so far and has really helped impro6my credit rating. The app is very user friendly and easy to use. Reviewed on: 8th January 2024

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