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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy Credit Card

Zopa credit card was quite easy for me to access, They've also got a good rate as well as providing excellent customer service which includes financial advisory. Reviewed on: 12th April 2023

Yopa - Credit Card

My credit was low due to a mistake made by another company. Zopa were the only company to accept me for a credit card again which massively helped my credit score. Their app is very easy to use. They also have a chat box on the app, I have only had to use this twice, I was very please how quick my reply was. Overall a great company. Reviewed on: 12th April 2023

Brilliant and simple

The thing about Zopa that differentiates it from the rest is the app. Its clear, uncluttered, tells you what you need to know and is intuitive. With a handy reminder before statement time, it's just the best one I've used. Reviewed on: 12th April 2023

zopa

Everithing is ok verry good service Reviewed on: 12th April 2023

Zopa is by far the best credit card I've ever had

Outanding customer service .Best card ever Reviewed on: 12th April 2023

Great service all round

Been using them for a Year now, the app is very stylish and easy to use, its simple to keep on top of things and they're customer service is very helpful. Reviewed on: 12th April 2023

Great app

The app is ace. Lets you know where you are with how much you have spent. Alerts you when the card is used so you know if somebody has gained access to your card. Reviewed on: 12th April 2023

Best Credit card

Customer service, communication , quick response are a few of the qualities i have experienced from Zopa...Thank you Zopa! Reviewed on: 12th April 2023

Wonderful customer service

Highly recommend this credit card because it helps me to understand how much I can spend and they are very helpful to guide me through that I would highly recommend this credit card company Reviewed on: 12th April 2023

I took a zopa credit card out, to financially help me.

When I took my zopa card out I was a really low point in my life, struggling to manage my bills and stay above water. I am very lucky and blessed I was give £900 credit to start off, as it had helped me get myself back on my feet, now it’s increased my other credit changes. Reviewed on: 12th April 2023

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