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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Got my credit score up

Thank you to Zopa that I have a better credit and I am able to get things that I need now. Excellent customer service as well I may add Reviewed on: 11th April 2023

Brilliant and transparent

The transparency and ease of use of the app plus the continued updates and information available is nothing short of 1st class Reviewed on: 11th April 2023

Great

Perfect easy to use app helping my credit score Reviewed on: 11th April 2023

Zopa

I had a brilliant experience with using Zopa credit card Reviewed on: 11th April 2023

Flawless

The entire experience from signing up to paying my bill every month has been flawless. My card arrived promptly; I love that I can add it so easily to Google Pay; the app is super easy to use; and my bills are clear! Reviewed on: 11th April 2023

Very good

Easy to use as it is a visa and the payments are very low as well Reviewed on: 11th April 2023

Amazing

Excellent card very highly recommended Reviewed on: 11th April 2023

Excellent service

Good service and clear website Reviewed on: 11th April 2023

Efficient and effective

Fast sjgn up, effrctive cushion amount each month with adequate payment notifications. Reviewed on: 11th April 2023

Credit card review

Great credit card with a very competitive APR; approved within minutes after the completion of my application form. Would highly recommend to all! Reviewed on: 11th April 2023

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