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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Excellent

5
I am very happy with my experience with Zopa Reviewed on: 11th April 2023
Mathumitha Ramesh's avatar
Mathumitha Ramesh

Best

5
Best credit card always good not much interest Reviewed on: 11th April 2023
Ulac aylanc 's avatar
Ulac aylanc

Quick and simple

5
Quick and easy to apply, new card came quickly and I can sort everything through the app. Activate the card, see my spending. Reviewed on: 11th April 2023
Benjamin schofield's avatar
Benjamin schofield

Excellent

5
Great credit card by a sensible lender, offering enough credit to help but not too much to get you into financial bother. Reviewed on: 11th April 2023
Nikki Gray's avatar
Nikki Gray

Easiest card to use and manage

5
From pre approval though the using my account, everything has been so simple and the app is easy to navigate, perfect for someone on the go who doesn’t have the time to be going to the bank or calling them! Would recommend to everyone!! Thank you Zopa for also helping me boost my credit ! Reviewed on: 11th April 2023
Ria John's avatar
Ria John

Got my credit score up

5
Thank you to Zopa that I have a better credit and I am able to get things that I need now. Excellent customer service as well I may add Reviewed on: 11th April 2023
Tony 's avatar
Tony

Brilliant and transparent

5
The transparency and ease of use of the app plus the continued updates and information available is nothing short of 1st class Reviewed on: 11th April 2023
Andrew nicholls 's avatar
Andrew nicholls

Great

5
Perfect easy to use app helping my credit score Reviewed on: 11th April 2023
Anita Dawn Drummond's avatar
Anita Dawn Drummond

Zopa

5
I had a brilliant experience with using Zopa credit card Reviewed on: 11th April 2023
Omotayo Musibau 's avatar
Omotayo Musibau

Flawless

5
The entire experience from signing up to paying my bill every month has been flawless. My card arrived promptly; I love that I can add it so easily to Google Pay; the app is super easy to use; and my bills are clear! Reviewed on: 11th April 2023
Fredpadx's avatar
Fredpadx

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