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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Build up build better

Gives people a chance!! In a sensible way Reviewed on: 11th April 2023

The best I ever had!

Very convenient to use and their app is so user friendly. Reviewed on: 11th April 2023

Very grateful

Helped me get back on my feet and great rates Reviewed on: 11th April 2023

Zopa are the best uk credit card

Simple application with a great app. Applied in minutes and received a 0%balance transfer rate. Reviewed on: 11th April 2023

Gave me a chance when no other company would

Zopa gave me a credit card when nobody else would. It has allowed me to start building my credit rating and as that is all I am using this for, my credit keeps increasing. Thankyou Zopa Reviewed on: 11th April 2023

Friendly application

Great customer service and easy to use Reviewed on: 11th April 2023

Simply amazing

It came to help when I needed the most and the whole application process was incredibly simple Reviewed on: 11th April 2023

Brilliant

After searching for the perfect credit card I came across Zopa, super easy to apply, straightforward, no hidden costs or complicated things! Really happy with the superb customer support and advice. Reviewed on: 11th April 2023

Great service

App is really useful and easy to use! Reviewed on: 11th April 2023

Convenient usage

Easy in use and repay as per our own choice . Reviewed on: 11th April 2023

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