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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Zopa a new card for a new generation

5
I am a 56 year old who wanted a new credit card to benefit me and not just the company who's card it was. No scary communications, good interest rate and easily contactable on their App night or day. It really is a pleasure for a change, their customer service is second to none, you are a customer but never just a number, you are taking me back to my youth and in a changing world that's more than refreshing, that's genious Reviewed on: 11th April 2023
Paul Weatherbed's avatar
Paul Weatherbed

Excellent service

5
Highly recommended best service so far Reviewed on: 11th April 2023
Dilpreet singh's avatar
Dilpreet singh

Best and quick

5
I recently purchased a Zopa card and they are super helpful! Easy to use app too Reviewed on: 11th April 2023
GARETH 's avatar
GARETH

Amazing card

5
It’s been great to have Zopa after being trying many cards provider Reviewed on: 11th April 2023
uthman kuku's avatar
uthman kuku

Impressed

5
Since being with Zopa, the team have been fantastic, even when I was having difficulty paying back they was so kind and understanding and never judged, I’m happy with all the team, and my experience with zopa, would totally recommend to anyone Reviewed on: 11th April 2023
Chris Scott Adams's avatar
Chris Scott Adams

Fantastic!!!!!!!

5
Brilliant company and straight forward highly recommended Reviewed on: 11th April 2023
John stoner's avatar
John stoner

Seamless Service

5
They provides a seamless service for their customers Reviewed on: 11th April 2023
Michael's avatar
Michael

Brilliant

5
There when you need help always there to help Reviewed on: 11th April 2023
ALLEN COLLINGS 's avatar
ALLEN COLLINGS

Excellent service

5
Easy to use the application and very good service. Highly recommended Reviewed on: 11th April 2023
Nana St's avatar
Nana St

You can defend on

5
Its there when you need it the most. No hastle on applying. Gives you a big credit amount. Quick and Easy. Card arrives in few days. Will definitely recommend to friends and family. Reviewed on: 11th April 2023
Tess's avatar
Tess

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