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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa card

Easy to use comes with a good app with lots of clear and concise info Reviewed on: 11th April 2023

Simply the BEST

everything is easy to use. The best offer on the market Reviewed on: 11th April 2023

Absolutely fantastic

I had been struggling financially and needed something to get me through and build up my score again I found Zopa on a random search and never expected to get accepted It’s been great the min amount each month is manageable I would highly recommend Reviewed on: 11th April 2023

Amazing

Simple and easy to apply for and quick to decide and supply the details with a manageable credit limit, amazing service Reviewed on: 11th April 2023

Easy to apply

Easy to apply helpful customer service and very easy to understand in keeping your usage low rather than up to the limit.... Lees is more as they say.. Reviewed on: 11th April 2023

The best credit card provider ever!

Great customer service experience ever! Reviewed on: 11th April 2023

Great company to borrow from

Received my credit very quickly. So easy to set up and repay payments via app highly recommend Reviewed on: 11th April 2023

So easy to use

Best credit card, easy to apply, just the right amount of credit, Reviewed on: 11th April 2023

Clear and precise

Correct details and no hassle easy to contact clear details when visiting site. Reviewed on: 11th April 2023

Cutting edge Credit Card Providee

There's hundreds of Credit Cards on the market, but for those out here unsure, the search is over. Zopa has a fantastic platform to help you manage your money in a highly effective way., all of which is backed up by a team of hum beings,, not robots, but knowledgable, friendly human beings.. A great provider, with many more benefits than already mentioned. Reviewed on: 11th April 2023

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