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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

No hassle good rate card

Have had no problem at all with Zopa. Always feel some-one is there to answer any query and offer support if ever needed. Reviewed on: 11th April 2023

Does what it says on the tin.

Nothing is hidden. The app is user friendly and helps you keep track of everything. Reviewed on: 11th April 2023

Zopa card

great company, great limits, quick to arrive and good rates Reviewed on: 11th April 2023

Amazing all around

Amazing company! Great customer service would definitely recommend Reviewed on: 11th April 2023

Great product

The app allows great control over the card and also has lots of info about improving your credit score and reducing debt. Reviewed on: 11th April 2023

Homeworker

Quick and low interes... easy to use app Reviewed on: 11th April 2023

Best credit cards to date.

The card came very quickly and was ready to use right away. Thank you very much for the card. Reviewed on: 11th April 2023

Excellent product and service

Despite having a poor credit rating Zopa have excepted me for a credit card which is helping me to build my rating up again. Thanks Reviewed on: 11th April 2023

Excellent Credit Card Company

I applied and was given instant answer easy to set up the account via the app. Clear credit limit and after 6months given option to increase if I wished . Clear updates on spending easy options on payments via the app. Excellent company. Reviewed on: 11th April 2023

Awesome

Very fast credit increase! Reviewed on: 11th April 2023

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