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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Credit Builder

Great card to help build credit, nicest customer service i have experienced from a credit card provider. Reviewed on: 11th April 2023

Perfect for travelling

Good interest rates and is easy to use when traveling abroad. Reviewed on: 11th April 2023

Great.

Way and simple to use. Great for the type that worries about there finances Reviewed on: 11th April 2023

Simple Mobey

The Zopa card is so convenient and easy to use, fantastic app Reviewed on: 11th April 2023

Super

Easy to use no hassle easy app navigation great Reviewed on: 11th April 2023

Amazing!

Can’t recommend enough, easy application, fast and straight forward! Quick response! Card and pin arrived within 7 days! Customer service 5* Reviewed on: 11th April 2023

Outstanding

Very friendly staff with excellent customer service. Reviewed on: 11th April 2023

Zopa

Best credit card provider, very helpful, quick answer and very easy way to verify your account Reviewed on: 11th April 2023

Learning new way to save

I like that can build credit but found good ways to start a saving fund for myself. Reviewed on: 11th April 2023

Easy and well run Company with a great easy app layout

From the application process this company is easy to understand and explanatory information. The app is amazing and easy to navigate. I am thoroughly impressed with there professionalism.... Reviewed on: 11th April 2023

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