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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

No hidden surprises- Excellent!

Zopa app is super easy to use, clear and easily manageable. Reminders of payment due without being pushy and has built my credit score up by over 200 since having it. Love the app…excellent!! Already recommended to friends and 2 now have one! Thanks Zopa Reviewed on: 11th April 2023

Easy to Use

Had the card for several.months now and so easy to use but also like the layer of security added, which gives me confidence that Zopa take my security seriously. Reviewed on: 11th April 2023

Easy and simple

Easy and simple to apply and very responsible and professional Reviewed on: 11th April 2023

Excellent customer experience

Have been with zopa about a year and in that time there customer service has been excellent and above, would recommend them. Reviewed on: 11th April 2023

Zopa is the best credit card i have ever used

Good customer service and excellent card information Reviewed on: 11th April 2023

Great app and communication

I love the way I'm updated every time something is spent on the card and the clear way the app shows me what I owe Reviewed on: 11th April 2023

Helpful company

Applied for credit card accepted much appreciated the company explain everything and I was at ease with the whole process would definitely recommend Reviewed on: 11th April 2023

Amazing

Really good bank to go with, highly recommend to anyone great factor to boost your credit score up also! Reviewed on: 11th April 2023

Very good credit card compon

Nice quick credit card very good I like. Reviewed on: 11th April 2023

Excellent

Simple straightforward and nothing is an issue Reviewed on: 11th April 2023

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