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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to apply and easy to use app.

Great way to improve your credit button. Nothing is complicated and no hidden facts. Reviewed on: 11th April 2023

Life line when needed

Great app Easily understood and user friendly Reviewed on: 11th April 2023

excellent

My experience was great I really liked the credit card Reviewed on: 11th April 2023

Extremely helpful

The best credit card I have very helpful and keep you well informed about everything Reviewed on: 11th April 2023

Good understanding

They are very understanding and manage my account very well Reviewed on: 11th April 2023

My choice of credit card providers.

The best credit card provider in town right now. Simple. Reviewed on: 11th April 2023

Easy and super fun to use

I really enjoy Zopa! It allows me to repay monthly without any issues. The marketing of it is also very good, for example the app engagement and the colours of the card. I’m really happy with it! Reviewed on: 11th April 2023

Great card

This is a good card to start building your credit Reviewed on: 11th April 2023

Great credit card

Quick simple process to apply Great app easy to navigate and statements Reviewed on: 11th April 2023

Brilliant

Absolutely fantastic would highly recommend to anyone and everyone Reviewed on: 11th April 2023

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