Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Good credit card

5
Zopa credit card is good for everyone who is need of extra money. No hidden fees and good interest rates. Reviewed on: 11th April 2023
Kisitu sheilah 's avatar
Kisitu sheilah

Credit card

5
Fantastic service,made my life a lot simpler with the card they provided me at fantastic rates,highly recommend to anyone looking for a credit card Reviewed on: 11th April 2023
Kerrick Russell's avatar
Kerrick Russell

Good card to have

5
App very easy to use communication good letting you know when payment is due and also promise to pay you are struggling Reviewed on: 11th April 2023
Shirley Obbard's avatar
Shirley Obbard

first class

5
best service i have ever had hassle free Reviewed on: 11th April 2023
James Russell's avatar
James Russell

Quick and easy setup

5
Quick and easy to set up and east to sort finances out through the app, no complaints at all and would highly recommend. Reviewed on: 11th April 2023
Ashley 's avatar
Ashley

Excellent service

5
Supportive company for helping with credit rebuilding. Do a full check on application rather than messaging after the application to give you the information. Reviewed on: 11th April 2023
Sonia's avatar
Sonia

Easy and fast access to credit card approval

5
Even with a poor to average credit score, I was still able to get credit card approval of 500£. The process was quick and easy and it comes it an easy and accessible app to use on your phone where you can track in real time all of your transactions . Reviewed on: 11th April 2023
Emmanuel 's avatar
Emmanuel

Best balance transfer

5
So easy to use the app! It keeps everyday spending separate from the balance transfer too! Reviewed on: 11th April 2023
Corina's avatar
Corina

Amazing great company great customer service

5
Helpful listen to customers very happy Reviewed on: 11th April 2023
Lisa lyd's avatar
Lisa lyd

Excellent service

5
App is brilliant, very clear and concise gyrations customer service. Over all very impressive Reviewed on: 11th April 2023
Rebeca 's avatar
Rebeca

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill