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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Best balance transfer

5
So easy to use the app! It keeps everyday spending separate from the balance transfer too! Reviewed on: 11th April 2023
Corina's avatar
Corina

Amazing great company great customer service

5
Helpful listen to customers very happy Reviewed on: 11th April 2023
Lisa lyd's avatar
Lisa lyd

Excellent service

5
App is brilliant, very clear and concise gyrations customer service. Over all very impressive Reviewed on: 11th April 2023
Rebeca 's avatar
Rebeca

So simple

5
Everything is easy with zopa from sign up to statements Reviewed on: 11th April 2023
Love 2 plant's avatar
Love 2 plant

Good credit card

5
I like Zopa credit card there service and it’s good for build up ur credit history Reviewed on: 11th April 2023
NARINDER CHAHAL's avatar
NARINDER CHAHAL

great service

5
hassle free and decent credit limit Reviewed on: 11th April 2023
duke armah's avatar
duke armah

Very good

5
Very positive credit rating card Reviewed on: 11th April 2023
Ramson Quainoo's avatar
Ramson Quainoo

Excellent

5
Never had any issues, very happy with the service Reviewed on: 11th April 2023
Debbie Begley's avatar
Debbie Begley

Good credit card

5
Very pleased with the card whole process was extra easy Reviewed on: 11th April 2023
Eileen 's avatar
Eileen

So simple and fully informative in its use

5
All you want and need to know at your fingertips Reviewed on: 11th April 2023
ron.butterfield@btinternet.com's avatar
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