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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Very good

5
Very positive credit rating card Reviewed on: 11th April 2023
Ramson Quainoo's avatar
Ramson Quainoo

Excellent

5
Never had any issues, very happy with the service Reviewed on: 11th April 2023
Debbie Begley's avatar
Debbie Begley

Good credit card

5
Very pleased with the card whole process was extra easy Reviewed on: 11th April 2023
Eileen 's avatar
Eileen

So simple and fully informative in its use

5
All you want and need to know at your fingertips Reviewed on: 11th April 2023
ron.butterfield@btinternet.com's avatar
[email protected]

Great credit card

5
Easy to use and top up. Good.rates Reviewed on: 11th April 2023
Diana Restrepo's avatar
Diana Restrepo

Excellent

5
Good service from them. Even if you have bad credit they allow a little budget.. can only build on that .. Reviewed on: 11th April 2023
Mark Davies's avatar
Mark Davies

Good service on internet

4
Good service on internet but it takes a long time to get someone to answer the phone, I only need this card for when I'm abroad but if I have a problem I have nobody to contact Reviewed on: 11th April 2023
Colin Lawrence's avatar
Colin Lawrence

Super easy

5
All very easy and very good. Quick access to all benefits Reviewed on: 11th April 2023
Kris Solo's avatar
Kris Solo

Top quality service

5
Top service, great app, fast and efficient would highly recommend Reviewed on: 11th April 2023
Jason Danvers's avatar
Jason Danvers

Easy, convenient and very useful

5
Zopa has been really straight forward for the credit card that I needed to really help boost my credit score. I struggled to get credit for a while but with the Zopa app I find it so easy to pay more when I want to, and check my balances and keep an eye on my finances in seconds. Thanks Zopa! Reviewed on: 11th April 2023
Tom Boyce's avatar
Tom Boyce

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