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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

first class

5
best service i have ever had hassle free Reviewed on: 11th April 2023
James Russell's avatar
James Russell

Quick and easy setup

5
Quick and easy to set up and east to sort finances out through the app, no complaints at all and would highly recommend. Reviewed on: 11th April 2023
Ashley 's avatar
Ashley

Excellent service

5
Supportive company for helping with credit rebuilding. Do a full check on application rather than messaging after the application to give you the information. Reviewed on: 11th April 2023
Sonia's avatar
Sonia

Easy and fast access to credit card approval

5
Even with a poor to average credit score, I was still able to get credit card approval of 500£. The process was quick and easy and it comes it an easy and accessible app to use on your phone where you can track in real time all of your transactions . Reviewed on: 11th April 2023
Emmanuel 's avatar
Emmanuel

Best balance transfer

5
So easy to use the app! It keeps everyday spending separate from the balance transfer too! Reviewed on: 11th April 2023
Corina's avatar
Corina

Amazing great company great customer service

5
Helpful listen to customers very happy Reviewed on: 11th April 2023
Lisa lyd's avatar
Lisa lyd

Excellent service

5
App is brilliant, very clear and concise gyrations customer service. Over all very impressive Reviewed on: 11th April 2023
Rebeca 's avatar
Rebeca

So simple

5
Everything is easy with zopa from sign up to statements Reviewed on: 11th April 2023
Love 2 plant's avatar
Love 2 plant

Good credit card

5
I like Zopa credit card there service and it’s good for build up ur credit history Reviewed on: 11th April 2023
NARINDER CHAHAL's avatar
NARINDER CHAHAL

great service

5
hassle free and decent credit limit Reviewed on: 11th April 2023
duke armah's avatar
duke armah

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