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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Outstanding in every way!

Not only is the credit card easy to set up, manage and utilise. The rates are great, and the customer service is outstanding! A really great company and I highly recommend. Reviewed on: 11th April 2023

Great Decision Made

This was a decision I didn't make lightly but am so glad I did. Easy to use, and good options to choose from. Reviewed on: 11th April 2023

Excellent credit card

An excellent credit card that i find works for me easy to read and understand statements, easily to contact and deal with Reviewed on: 11th April 2023

Good credit card

Zopa credit card is good for everyone who is need of extra money. No hidden fees and good interest rates. Reviewed on: 11th April 2023

Credit card

Fantastic service,made my life a lot simpler with the card they provided me at fantastic rates,highly recommend to anyone looking for a credit card Reviewed on: 11th April 2023

Good card to have

App very easy to use communication good letting you know when payment is due and also promise to pay you are struggling Reviewed on: 11th April 2023

first class

best service i have ever had hassle free Reviewed on: 11th April 2023

Quick and easy setup

Quick and easy to set up and east to sort finances out through the app, no complaints at all and would highly recommend. Reviewed on: 11th April 2023

Excellent service

Supportive company for helping with credit rebuilding. Do a full check on application rather than messaging after the application to give you the information. Reviewed on: 11th April 2023

Easy and fast access to credit card approval

Even with a poor to average credit score, I was still able to get credit card approval of 500£. The process was quick and easy and it comes it an easy and accessible app to use on your phone where you can track in real time all of your transactions . Reviewed on: 11th April 2023

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