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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Very Good Credit Card

I am over the moon with this credit card as soon as you make a payment updates are all straight away and you ger a recept with this as well very organised Reviewed on: 11th April 2023

Mr Gary Hinchcliffe

It was a painless procedure to arrange the credit card facility, the speed at which everything was done and concluded was awesome and the physical card arrived within a few days..To make things even better, the app, ease of use and repayment methods are user friendly and a pleasure to use. 10 out of 10 to Zopa. Reviewed on: 11th April 2023

Great service

Amazing service, easy to use app. Lots of features and communication is second to none. Reviewed on: 11th April 2023

Massive thank you

Great easy credit card. The app is easy to navigate and the payment method works great! I have absolutely no problem in saying this is one of the best cards I’ve had. Would Reviewed on: 11th April 2023

Great provider

Easy to set up initially, easy use through the app. Great to deal with Reviewed on: 11th April 2023

Zopa is a customer friendly bank that is ready to support any time

It quite easy when I applied for my credit card. A customer focus company Reviewed on: 11th April 2023

Amazing card

Great card to help me build my credit. Reviewed on: 11th April 2023

Brilliant

Easy to use app, no problems with anything. Highly recommend! Reviewed on: 11th April 2023

Excellent customer service

Customer service is second to none. Application process quick, easy, clear and unambiguous Reviewed on: 11th April 2023

Easy to manage your account

So easy to manage your account and keep within your limit and improve your credit rating. Reviewed on: 11th April 2023

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