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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing card

Great card to help me build my credit. Reviewed on: 11th April 2023

Brilliant

Easy to use app, no problems with anything. Highly recommend! Reviewed on: 11th April 2023

Excellent customer service

Customer service is second to none. Application process quick, easy, clear and unambiguous Reviewed on: 11th April 2023

Easy to manage your account

So easy to manage your account and keep within your limit and improve your credit rating. Reviewed on: 11th April 2023

Brilliant company

Brilliant company love the fact helps with credit Reviewed on: 11th April 2023

Excellent visual website easy to navigate

ZOPA is a great credit card business. The application process is simple and their communication is prompt. The app on my phone is the best ! Reviewed on: 11th April 2023

Very good to apply

Very easy ro appy for good rate of interest Reviewed on: 11th April 2023

Easy to use Easy to pay .. just refreshingly Easy

Love this card and the set up, I just don't understand why every other credit card isn't this easy ! Reviewed on: 11th April 2023

Best company ever

Fair honest and friendly company 10/10 Reviewed on: 11th April 2023

I would recommend zopa credit card to friends and family

Zopa was really easy to apply for a credit card on line they were really quick in there response also very helpful in solving problems your on line statement is really easy to understand so 10 out of 10 zopa credit were credit is due . Reviewed on: 11th April 2023

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