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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Brilliant company

Brilliant company love the fact helps with credit Reviewed on: 11th April 2023

Excellent visual website easy to navigate

ZOPA is a great credit card business. The application process is simple and their communication is prompt. The app on my phone is the best ! Reviewed on: 11th April 2023

Very good to apply

Very easy ro appy for good rate of interest Reviewed on: 11th April 2023

Easy to use Easy to pay .. just refreshingly Easy

Love this card and the set up, I just don't understand why every other credit card isn't this easy ! Reviewed on: 11th April 2023

Best company ever

Fair honest and friendly company 10/10 Reviewed on: 11th April 2023

I would recommend zopa credit card to friends and family

Zopa was really easy to apply for a credit card on line they were really quick in there response also very helpful in solving problems your on line statement is really easy to understand so 10 out of 10 zopa credit were credit is due . Reviewed on: 11th April 2023

Helping build my credit

Was accepted quickly, the app is really easy to use and easy to make payments when I want to. My credit limit is low but understandable with my credit score so this is helping me build it up. Would definitely recommend Reviewed on: 11th April 2023

I secured a credit card within shortest possible time

They offer quick and excellent services Reviewed on: 11th April 2023

Up to date statements

Kept in the know regarding payments and statements and the heads up not to miss a payment. Reviewed on: 11th April 2023

Excellent

Easy to apply and the app makes it very easy to manage with the coaching steps to help improve overall financial outlook Reviewed on: 11th April 2023

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