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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Helping build my credit

5
Was accepted quickly, the app is really easy to use and easy to make payments when I want to. My credit limit is low but understandable with my credit score so this is helping me build it up. Would definitely recommend Reviewed on: 11th April 2023
Carla Fox's avatar
Carla Fox

I secured a credit card within shortest possible time

5
They offer quick and excellent services Reviewed on: 11th April 2023
Florence Marfowaa's avatar
Florence Marfowaa

Up to date statements

4
Kept in the know regarding payments and statements and the heads up not to miss a payment. Reviewed on: 11th April 2023
Ally's avatar
Ally

Excellent

5
Easy to apply and the app makes it very easy to manage with the coaching steps to help improve overall financial outlook Reviewed on: 11th April 2023
DTW's avatar
DTW

Excellent

5
Gave me a credit card when no one else would. Very transparent Reviewed on: 11th April 2023
Nivea Delahaye's avatar
Nivea Delahaye

Super

5
I am super happy with credit card. Easy to get And use it. Reviewed on: 11th April 2023
Pamela 's avatar
Pamela

Amazing

5
Phenomenal always willing to help great services can’t beat them Reviewed on: 11th April 2023
Connor's avatar
Connor

Great Company

5
Easy to use easy to understand good communication Reviewed on: 11th April 2023
Stuart Smith 's avatar
Stuart Smith

Excellent

5
Good credit card company Easy to apply Very easy app Reviewed on: 11th April 2023
BoydE's avatar
BoydE

Refreshingly simple, reassuringly efficient!

5
I’ve plenty of credit cards, but Zopa do stand out as truly different. They’re better than the rest! good rates, great customer service, and an app that actually works! I highly recommend this company. Reviewed on: 11th April 2023
Dominic Ryan's avatar
Dominic Ryan

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