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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44353)

Would definitely recommend

5
No problem in being accepted for a credit card easy to use and good interest rates Reviewed on: 11th April 2023
Celia Hall's avatar
Celia Hall

easy to use, happy with the service

5
Very happy with my experience with Zopa, i will advise everyone to use their services Reviewed on: 11th April 2023
Aura Ramona Bujenita's avatar
Aura Ramona Bujenita

Good

5
Its a good experience all in all Reviewed on: 11th April 2023
Gianmarco Akinyosoye's avatar
Gianmarco Akinyosoye

Credit card

5
A great card to build your credit rating easy to use and real helpful tips to boost and manage your credit rating will definitely recommend Reviewed on: 11th April 2023
Peter fielding 's avatar
Peter fielding

Zo far Zo good

5
Easy process to apply, great controls in place to choose correct credit limit, easy to use app and friendly consumer feel. Best credit card company I've dealt with. Great work Zopa Reviewed on: 11th April 2023
Andrew Walsh's avatar
Andrew Walsh

Great credit card

5
I have had not one issue yet!!! Reviewed on: 11th April 2023
Jennifer Liddle's avatar
Jennifer Liddle

Got my card with out hassle

5
Applied online and was accepted smooth process from there and easy set up from the ap to set up payments. Reviewed on: 11th April 2023
Angela Dechicha's avatar
Angela Dechicha

Good credit card

5
Pretty straight forward process to obtain the card had it next day Reviewed on: 11th April 2023
sorin mircescu (gorila gaming)'s avatar
sorin mircescu (gorila gaming)

Good credit card always good communication from provider. Easy to use and clear credit information.

5
Good communication from provider. Easy to use app with clear information relating to credit and card usage Reviewed on: 11th April 2023
Lemagirl's avatar
Lemagirl

Credit card

5
I find Zopa a Really helpful company Reviewed on: 11th April 2023
Nicholas Laurence's avatar
Nicholas Laurence

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