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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Got my card with out hassle

Applied online and was accepted smooth process from there and easy set up from the ap to set up payments. Reviewed on: 11th April 2023

Good credit card

Pretty straight forward process to obtain the card had it next day Reviewed on: 11th April 2023

Good credit card always good communication from provider. Easy to use and clear credit information.

Good communication from provider. Easy to use app with clear information relating to credit and card usage Reviewed on: 11th April 2023

Credit card

I find Zopa a Really helpful company Reviewed on: 11th April 2023

Very Good Credit Card

I am over the moon with this credit card as soon as you make a payment updates are all straight away and you ger a recept with this as well very organised Reviewed on: 11th April 2023

Mr Gary Hinchcliffe

It was a painless procedure to arrange the credit card facility, the speed at which everything was done and concluded was awesome and the physical card arrived within a few days..To make things even better, the app, ease of use and repayment methods are user friendly and a pleasure to use. 10 out of 10 to Zopa. Reviewed on: 11th April 2023

Great service

Amazing service, easy to use app. Lots of features and communication is second to none. Reviewed on: 11th April 2023

Massive thank you

Great easy credit card. The app is easy to navigate and the payment method works great! I have absolutely no problem in saying this is one of the best cards I’ve had. Would Reviewed on: 11th April 2023

Great provider

Easy to set up initially, easy use through the app. Great to deal with Reviewed on: 11th April 2023

Zopa is a customer friendly bank that is ready to support any time

It quite easy when I applied for my credit card. A customer focus company Reviewed on: 11th April 2023

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