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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Great credit card ever

5
I have been using this credit card since one month i have never got an issue and this is very helpful Reviewed on: 11th April 2023
Naimik Barot's avatar
Naimik Barot

Mr

5
Great card easy to use, very easy to use apps A++++++ Reviewed on: 11th April 2023
Jimmy's avatar
Jimmy

Great credit card

5
It was so easy to apply and response was very quick and making a payment is simple Reviewed on: 11th April 2023
margaret mchugh 's avatar
margaret mchugh

Easy to access

5
Easy to apply. Good info on the ap. Reviewed on: 11th April 2023
Rob Bettey 's avatar
Rob Bettey

Would definitely recommend

5
No problem in being accepted for a credit card easy to use and good interest rates Reviewed on: 11th April 2023
Celia Hall's avatar
Celia Hall

easy to use, happy with the service

5
Very happy with my experience with Zopa, i will advise everyone to use their services Reviewed on: 11th April 2023
Aura Ramona Bujenita's avatar
Aura Ramona Bujenita

Good

5
Its a good experience all in all Reviewed on: 11th April 2023
Gianmarco Akinyosoye's avatar
Gianmarco Akinyosoye

Credit card

5
A great card to build your credit rating easy to use and real helpful tips to boost and manage your credit rating will definitely recommend Reviewed on: 11th April 2023
Peter fielding 's avatar
Peter fielding

Zo far Zo good

5
Easy process to apply, great controls in place to choose correct credit limit, easy to use app and friendly consumer feel. Best credit card company I've dealt with. Great work Zopa Reviewed on: 11th April 2023
Andrew Walsh's avatar
Andrew Walsh

Great credit card

5
I have had not one issue yet!!! Reviewed on: 11th April 2023
Jennifer Liddle's avatar
Jennifer Liddle

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