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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Fantastic

Absolutely great - easy application and great user friendly App Reviewed on: 11th April 2023

Simple

Simple to use, app easy as well thanks Reviewed on: 11th April 2023

Good service, never had a problem

What you’d expect from a credit card really. Needed credit and applied through clearscore. Have had the account for about a year and never had any problems. App has good features and is easy to manage my balance etc. Reviewed on: 11th April 2023

Good credit card

Amazing credit card easy to use Reviewed on: 11th April 2023

Amazing service

Always able to resolve issues promptly Reviewed on: 11th April 2023

Credit card that's easy to manage

I love zopa! When I registered online, my card arrived in just two days. The zopa mobile app is very easy to use and manage your credit card. At first I was a bit unsure to go with Zopa because I had not heard about the company before however once I did, I did not regret it! 5 stars!!! Reviewed on: 11th April 2023

Really quick and simple

Application was easy instant access to the app and card arrived few days later totally seemless Reviewed on: 11th April 2023

Quick and efficient

Good company with friendly staff. Reviewed on: 11th April 2023

Very reliable

They are reliable credit card you can trust Reviewed on: 11th April 2023

Very good for family!

A very good company!recommend to all my friends Reviewed on: 11th April 2023

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