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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

easy to use

realiable and easy good customer service Reviewed on: 11th April 2023

Helpful

Always there if I need them and no constant phonecalls very easy app to use Reviewed on: 11th April 2023

Fast needs satisfying

When you are in a strange financial situation and you struggle to satisfy your daily needs, Zopa credit card helps you Reviewed on: 11th April 2023

So good

Zopa has really helped me rebuild my credit score and they are very helpful and seems to work well for it customers Reviewed on: 11th April 2023

Fantastic

Absolutely great - easy application and great user friendly App Reviewed on: 11th April 2023

Simple

Simple to use, app easy as well thanks Reviewed on: 11th April 2023

Good service, never had a problem

What you’d expect from a credit card really. Needed credit and applied through clearscore. Have had the account for about a year and never had any problems. App has good features and is easy to manage my balance etc. Reviewed on: 11th April 2023

Good credit card

Amazing credit card easy to use Reviewed on: 11th April 2023

Amazing service

Always able to resolve issues promptly Reviewed on: 11th April 2023

Credit card that's easy to manage

I love zopa! When I registered online, my card arrived in just two days. The zopa mobile app is very easy to use and manage your credit card. At first I was a bit unsure to go with Zopa because I had not heard about the company before however once I did, I did not regret it! 5 stars!!! Reviewed on: 11th April 2023

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