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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very user friendly

A great option for building my credit score Reviewed on: 11th April 2023

Perfect

Good company. Good site. Good grief - why didn't I find them sooner! Throughly recommended. Reviewed on: 11th April 2023

Smooth and easy

It was really easy to apply and once I got accepted, I received some really useful emails, that are relevant to more than just this card. I certainly have the impression so far that this is a customer focused company that puts satisfaction first Reviewed on: 11th April 2023

Is the best credit card

I love so much this credit card I think Zopa is the best company for that Reviewed on: 11th April 2023

I needed to get on the ladder of getting a credit score

Zopa gave me a chance to build my credit score by giving me this card they have been a massive help to me,and still are at anytime Reviewed on: 11th April 2023

Zopa Credit Card

Zopa Credit Card. Is easy to. Pay your account. in your account is minutes. Reviewed on: 11th April 2023

CREDIT CARD SERVICE

CREDIT CARD SERVICE IS VERY VERY GOOD SERVICE Reviewed on: 11th April 2023

Great credit card provider

I've had a brilliant experience using their credit cards. Excellent customer services and attention to detail with their customers. Reviewed on: 11th April 2023

Excellent choice

The best choice I ever made.. I have tried others and this is just very easy to use Reviewed on: 11th April 2023

Great finance provider

Quick response in regards to all aspects. Reviewed on: 11th April 2023

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