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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

I needed to get on the ladder of getting a credit score

Zopa gave me a chance to build my credit score by giving me this card they have been a massive help to me,and still are at anytime Reviewed on: 11th April 2023

Zopa Credit Card

Zopa Credit Card. Is easy to. Pay your account. in your account is minutes. Reviewed on: 11th April 2023

CREDIT CARD SERVICE

CREDIT CARD SERVICE IS VERY VERY GOOD SERVICE Reviewed on: 11th April 2023

Great credit card provider

I've had a brilliant experience using their credit cards. Excellent customer services and attention to detail with their customers. Reviewed on: 11th April 2023

Excellent choice

The best choice I ever made.. I have tried others and this is just very easy to use Reviewed on: 11th April 2023

Great finance provider

Quick response in regards to all aspects. Reviewed on: 11th April 2023

good card to have

Does what it says on the tin. Never had any issues but it's reassuring to know that I can contact them if I need anything. Reviewed on: 11th April 2023

Best credit card

I’ve been with Zopa for nearly a year now & I’ve never had any problems with them there’s never been any surprising charges… I would definitely recommend Zopa. Reviewed on: 11th April 2023

East or west zopa is the best

I’m using zope and comparing to other cards zope is the best card to use and enjoy purchasing and get good offers thanks for everything zopa ❤️ Reviewed on: 11th April 2023

Easy card with great service

I have had my Zopa card for a year. One issue was resolved unbelievably quickly. Love how easy the app is to use. Iys extremely user friendly. Great notifications so always kept upto date on balance etc. Highly recommend. So much so a few of my friends now have Zopa cards Reviewed on: 11th April 2023

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