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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Best credit card around

This credit card is great. It’s easy to use and so is the App. Low on charges and is accepted anywhere. I’d definitely recommend this credit card from Zopa . Reviewed on: 11th April 2023

Zopa is helping me all the way!

Great service after having a poor credit over a young age period. Helped me gain better credit profile and a great understanding for others like myself. Reviewed on: 11th April 2023

Best and easiest credit card ever

Zopa credit card is the best I’ve used as they have lots of options not just a credit card Payments are easy to manage App is nice and easy to use Credit is fair quite fair Even for bad credit 10/10 Reviewed on: 11th April 2023

Excellent credit card. Very easy to use app.

Only been with them a few months, but my experience is great. No issues whatsoever. Reviewed on: 11th April 2023

Brilliant

No fuss company so easy to deal with just brilliant Reviewed on: 11th April 2023

Communication

No hassle applying and good communication with all aspects of the credit card payments. Increase or decrease monthly payments no problem. Reviewed on: 11th April 2023

Excellent

Very good support. Prompt reply to application and App very easy to use. Recommended by most of my friends. I will certainly recommend it to both my colleagues and friends. A great card to be using. Advises sensible use of credit and very frequently updates one as to best ways of using credit. Reviewed on: 11th April 2023

Great card, great provider

really good card, great company to deal with Reviewed on: 11th April 2023

Excellent service

Best service and fast This company is best then other Reviewed on: 11th April 2023

Very easy company to deal with.

Applied for card, instantly accepted and card was sent to me within days. Like the fact that you get a notification each time me you use it. Reviewed on: 11th April 2023

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