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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent service

New credit card sorted out swiftly Excellent customer service Reviewed on: 11th April 2023

Definitely recommend to family and friends

Good customer service very helpful and excellent quality service very helpful and easy to contact Reviewed on: 11th April 2023

Great

Sent quickly, easy to use and great app Reviewed on: 11th April 2023

Great credit card

Easy to manage card. App easy to use to check balance and make repayments. Reviewed on: 11th April 2023

Nice card

I've had this card for a while now and I'm happy with it. Reviewed on: 11th April 2023

Great service and communication

I have found that the level of customer service is excellent and so is the communication about payments due. Reviewed on: 11th April 2023

Personal care and support

Good and caring company, informative, straightforward and understanding. Reviewed on: 11th April 2023

Given a chance

Zopa gave me a chance when I really needed it. It was my cousins funeral and I wanted to add something to it, and with Zopa given me a credit card meant I could do this Reviewed on: 11th April 2023

Thank god for Zopa

Great credit card company to deal with. Always supportive and have helped us strengthen our credit score over the last couple of years! Thank you Zopa Reviewed on: 11th April 2023

Excellent service and tailored to my individual needs

They offered me a service which was tailored to my personal needs an have been great way of building my credit history. Highly recommended Reviewed on: 11th April 2023

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