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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Amazing

I love this company because they took a chance on me when no one else did and I am greatful for the opportunity to prove every other company wrong and I have received nothing but help and support building my credit score back up after an abusive relationship. Reviewed on: 11th April 2023

Great Company

Zopa are so easy to use, fast and efficient and have thought of everything. Even extra privacy when you receive your new card you sign on the app to get your pin. Great idea and less post. Overall really happy customer. Thank you Zopa. Reviewed on: 11th April 2023

Easy to understand with no catches

Easy application , app is great to keep a track of spending and payments . Reviewed on: 11th April 2023

Brilliant company

Really very helpful in getting my credit rate sorted. So easy to apply. Everything is so straightforward from applying to activating your card. Help available all the time. Reviewed on: 11th April 2023

Exactly what you expect

Great customer service, I've contacted them a couple of times and they're really helpful. A pleasure to deal with and so easy to run your account. Kept upto date at all turns. Reviewed on: 11th April 2023

Efficient, fast and friendly

I recently applied for a Zopa card and the service was excellent ! Reviewed on: 11th April 2023

Excellent service

New credit card sorted out swiftly Excellent customer service Reviewed on: 11th April 2023

Definitely recommend to family and friends

Good customer service very helpful and excellent quality service very helpful and easy to contact Reviewed on: 11th April 2023

Great

Sent quickly, easy to use and great app Reviewed on: 11th April 2023

Great credit card

Easy to manage card. App easy to use to check balance and make repayments. Reviewed on: 11th April 2023

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