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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Nice card

I've had this card for a while now and I'm happy with it. Reviewed on: 11th April 2023

Great service and communication

I have found that the level of customer service is excellent and so is the communication about payments due. Reviewed on: 11th April 2023

Personal care and support

Good and caring company, informative, straightforward and understanding. Reviewed on: 11th April 2023

Given a chance

Zopa gave me a chance when I really needed it. It was my cousins funeral and I wanted to add something to it, and with Zopa given me a credit card meant I could do this Reviewed on: 11th April 2023

Thank god for Zopa

Great credit card company to deal with. Always supportive and have helped us strengthen our credit score over the last couple of years! Thank you Zopa Reviewed on: 11th April 2023

Excellent service and tailored to my individual needs

They offered me a service which was tailored to my personal needs an have been great way of building my credit history. Highly recommended Reviewed on: 11th April 2023

Excellent service

Great card and easy to manage online Reviewed on: 11th April 2023

Saving Grace

Such a simple process with fast results. Easy internet app and able to keep up to date with my finances. Reviewed on: 11th April 2023

Great company

Love the company payments go through straight away and just so easy to use Reviewed on: 11th April 2023

Great service

After looking around I found Zopa the easiest to use and customer service is second to none Reviewed on: 11th April 2023

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