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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Excellent service

5
Great card and easy to manage online Reviewed on: 11th April 2023
Marie heaney's avatar
Marie heaney

Saving Grace

5
Such a simple process with fast results. Easy internet app and able to keep up to date with my finances. Reviewed on: 11th April 2023
kelly jacob's avatar
kelly jacob

Great company

5
Love the company payments go through straight away and just so easy to use Reviewed on: 11th April 2023
Tim 's avatar
Tim

Great service

5
After looking around I found Zopa the easiest to use and customer service is second to none Reviewed on: 11th April 2023
Lee palmer's avatar
Lee palmer

No hussles in approval. You know whether you are approved before hard search

5
Approval was quite quick and got my card in a very short space of time. The app you used is also to setup which makes it easier to track your usage. Reviewed on: 11th April 2023
kumbulani nyathi's avatar
kumbulani nyathi

Good.card

5
Good card great app which is easy to use Reviewed on: 11th April 2023
Lee Clarkson's avatar
Lee Clarkson

First class

5
Excellent in every department very helpful and great communication Reviewed on: 11th April 2023
Glenn Willis 's avatar
Glenn Willis

Really helpful

5
Great company nothing but helpful would 100 percent recommend Reviewed on: 11th April 2023
Joshua 's avatar
Joshua

Excellent service

5
Very good online service which is easy to use and the app is user friendly. Reviewed on: 11th April 2023
Josephat Bwalya's avatar
Josephat Bwalya

Credit card

5
The borrowing and payment plans are so much better than any other credit provider I’ve been with Reviewed on: 11th April 2023
Curtis Martin's avatar
Curtis Martin

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