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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Amazing experience

5
I was struggling to get a credit card and was accepted by this company. The customer service is beyond good and the ease of use is just fantastic. Reviewed on: 11th April 2023
Simon SiFi Whitfield's avatar
Simon SiFi Whitfield

Great company

5
Zopa made it so easy to apply for a credit card and there after service is second to none. The app is one of the best I've ever used Reviewed on: 11th April 2023
john-paul Davis's avatar
john-paul Davis

Easy to use credit card

5
Recommend Zopa credit card. Easy to apply and the online app is informative and easy to use Reviewed on: 11th April 2023
Edward Murphy's avatar
Edward Murphy

Great app!

5
Great company, very easy to use the app with clear instructions on when payments are coming out. Reviewed on: 11th April 2023
Daniel Piper's avatar
Daniel Piper

Very good

5
Great card , very good application as well. Reviewed on: 11th April 2023
Iwona's avatar
Iwona

Excellent service

5
It does what it says on the tin! Easy to use app.great credit card. Reviewed on: 11th April 2023
Terence Poore's avatar
Terence Poore

Efficient service

5
Smooth and easy process from opening account to bring an existing customer. Reviewed on: 11th April 2023
Sarjo Jammeh's avatar
Sarjo Jammeh

Alan dilworth

5
Great card very good service would recommend to a friend Reviewed on: 11th April 2023
Alan Dilworth's avatar
Alan Dilworth

Very good

5
Very happy with you never had ENEY proplem with your company Reviewed on: 11th April 2023
Jazz Isolda's avatar
Jazz Isolda

On a summer Beach

5
It's was like on a plane heading on a holiday without worrying about the pilot fighting you to that destination. Reviewed on: 11th April 2023
Loridiana Gwanmesia's avatar
Loridiana Gwanmesia

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