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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Very good

5
Great card , very good application as well. Reviewed on: 11th April 2023
Iwona's avatar
Iwona

Excellent service

5
It does what it says on the tin! Easy to use app.great credit card. Reviewed on: 11th April 2023
Terence Poore's avatar
Terence Poore

Efficient service

5
Smooth and easy process from opening account to bring an existing customer. Reviewed on: 11th April 2023
Sarjo Jammeh's avatar
Sarjo Jammeh

Alan dilworth

5
Great card very good service would recommend to a friend Reviewed on: 11th April 2023
Alan Dilworth's avatar
Alan Dilworth

Very good

5
Very happy with you never had ENEY proplem with your company Reviewed on: 11th April 2023
Jazz Isolda's avatar
Jazz Isolda

On a summer Beach

5
It's was like on a plane heading on a holiday without worrying about the pilot fighting you to that destination. Reviewed on: 11th April 2023
Loridiana Gwanmesia's avatar
Loridiana Gwanmesia

Best credit card by far!

5
I have got a few credit cards. My Zopa credit card outweighs them all. Easy to use app, great interest rates. Ive had no issues whatsoever. Reviewed on: 11th April 2023
Ashton T's avatar
Ashton T

Life saver

5
Easy to apply quickly excepted, clear and easy to pay monthly statements Reviewed on: 11th April 2023
Jill brown's avatar
Jill brown

Fantastic!

5
Very useful with many resources to spend and save. Reviewed on: 11th April 2023
Kirsty's avatar
Kirsty

Brilliant credit card

5
Excellent card and app - brilliant customer service & understand client needs. Reviewed on: 11th April 2023
Tracy Smith's avatar
Tracy Smith

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