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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best credit card by far!

I have got a few credit cards. My Zopa credit card outweighs them all. Easy to use app, great interest rates. Ive had no issues whatsoever. Reviewed on: 11th April 2023

Life saver

Easy to apply quickly excepted, clear and easy to pay monthly statements Reviewed on: 11th April 2023

Fantastic!

Very useful with many resources to spend and save. Reviewed on: 11th April 2023

Brilliant credit card

Excellent card and app - brilliant customer service & understand client needs. Reviewed on: 11th April 2023

Excellent service

Everything great with zopa app so easy to use Reviewed on: 11th April 2023

Fast easy great interest rates

I use Zopa for fuel expenses and it’s great fast easy to keep track of Reviewed on: 11th April 2023

The Best credit card

Îs the Best credit card i like it Reviewed on: 11th April 2023

Keeping it simple

Make life simple with no hassle no stress Reviewed on: 11th April 2023

Fantastic card

Balance transfer with lower rates you can clear while still having a credit limit while you work on clearing down the transfer. Reviewed on: 11th April 2023

Credit card

It was great service and efficient and I am just awaiting for my Zopa card to come Reviewed on: 11th April 2023

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